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The Moto Z has a microSD memory card reader. If your personal computer can also read that card type (Most notebooks are so-equipped), you should be able to save music files
The Motorola Moto Z is an Android phone and there are plenty of free ringtone apps such as ToneCrusher, Zedge and more.
More on free ringtones
Here are links to some of the 100% free ringtones (Motorola Moto Z-compatible) offered here at MartinsRingtones.com:
Free 'Unclassified' Ringtones Free Tropical Ringtones Free Ringtones-a-gogo Free Techno Ringtones Listen To All Our Free Polyphonic Ringtones
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